Budgeting

  • Photo of How to Live on a Tight Budget as a Retiree

    How to Live on a Tight Budget as a Retiree

    Even though you have money stored away in the bank and have been preparing yourself for retirement for decades, you still need to be frugal with your spending. Luckily, your kids are probably out of the house and living a life of their own, your mortgage is paid off, and your car loans are settled. This makes more leeway for…

    Read More »
  • Photo of Use These 5 Apps to Ace Your Home Budgeting

    Use These 5 Apps to Ace Your Home Budgeting

    Finding it hard to manage expenditures, loans, and maintain a good credit score? Check out five best budget apps to budget like a pro.

    Read More »
  • Photo of How Much Emergency Fund Savings Do You Need?

    How Much Emergency Fund Savings Do You Need?

    During Microsoft’s early days, Steve Ballmer presented his growth strategy to Bill Gates. More specifically, Ballmer wanted the company to hire 17 people in order to reach their objectives. Gates, who strongly opposed the idea, said that the expenses associated with hiring new people “would expose [Microsoft] to financial ruin”. Instead, Gates wanted his company to “have enough cash on…

    Read More »
  • Photo of How Freelancers Can Budget When They Have Irregular Income

    How Freelancers Can Budget When They Have Irregular Income

    If you are a freelancer, you know that your income can tend to be much like a roller coaster. One month you could be very busy and make more than your bills, then the next month you could be desperately searching for more work. That is just the way of freelancing life. It is essential, however, for freelancers to have…

    Read More »
  • Photo of Tracking Spending to Improve Budgeting

    Tracking Spending to Improve Budgeting

    Budgeting is promoted at nauseum and it is still not enough. But, without an important ingredient to budgeting – one that is not discussed nearly as often – the process itself will be far less effective. The insights that tracking spending can provide are so impactful to the way you look at your money. The simple awareness of when you…

    Read More »
  • Photo of Costco Life Insurance: What You Need to Know

    Costco Life Insurance: What You Need to Know

    Many consumers find it difficult or stressful to think about taking on another monthly bill, even more so when it is related to their death. Some people are considering the Costco life insurance policy because it is cheaper. However, there are a few things that you should know before making a decision. It is a common mistake to underestimate the…

    Read More »
  • Photo of Realistic Essential Budgeting Elements for the Broke College Student

    Realistic Essential Budgeting Elements for the Broke College Student

    When you don't have much money to start with, it's really hard to make a budget and stick to it. However, there are some nonnegotiable items in your budget that you need to take care of before everything. If these elements aren't prioritized, you'll find yourself in a deeper hole, getting behind on bills, and with nothing for emergencies. Broke…

    Read More »
  • Photo of Financial Considerations for Empty Nesters

    Financial Considerations for Empty Nesters

    As each child leaves your home, you may feel either thrilled or sad. One benefit to your children moving out and starting their own lives is the fact that they will pay their own way (you hope). This can mean more income left in your bank account to allow you to do some fun things or to pay off some…

    Read More »
  • Photo of The Best Banks for Introverts Who Don’t Want to Walk Into the Bank

    The Best Banks for Introverts Who Don’t Want to Walk Into the Bank

    The world is full of those who would rather face a shooting squad than talking to people they do not know. This can make it difficult to do normal, everyday things, including your banking. The good news is, with all the technology at our fingertips these days, this is entirely possible. From online banking to ATM banking, you can do…

    Read More »
  • Photo of How Budgeting Leads to Financial Independence

    How Budgeting Leads to Financial Independence

    Americans are in an unprecedented amount of debt. Excess credit card usage and student loans are two of the biggest factors in this debt epidemic. These are the most obvious factors, but there is something more subtle at the heart of it all. We don’t know how to save. The Rich Aren’t Always Rich Whether you are making $30,000 or…

    Read More »
Back to top button
Close