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Purchasing a car is a big decision on its own, but choosing how to pay for it can be a much harder decision than just picking one out. Your credit score will be essential here, and that will determine how much you can be approved for. Try to keep your expectations in check based on your credit score, and see which loaner is going to give you the best deal. Make responsible and positive decisions regarding your car payments and purchases.

  • Photo of So You Missed Your Car Payment…

    So You Missed Your Car Payment…

    So what do you do if you really can't afford this month's car payment? It's never a good thing to not be able to pay, as you always want to have your account in good standing, especially if there's a chance your car could be repossessed. Here's some ideas to turn to when you're going to miss your car note…

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  • Photo of Refinancing Your Car Loan: the Pros and Cons

    Refinancing Your Car Loan: the Pros and Cons

    Everyone loves saving money – it’s a constant battle to try and find the best ways to cut back on expenses and stick to a budget. This is why it might be time to refinance your car loan and get your finances back on track. If you have a new job and a better credit rating than you did when…

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  • Photo of The Fed’s Rate Cuts and Your Interest Payments

    The Fed’s Rate Cuts and Your Interest Payments

    On July 31st, the Federal Reserve lowered interest rates for the first time in over ten years. In fact, the United States’ central bank has been increasing borrowing costs for a while. On December 1st, 2015, rates were only 0.25%. This allowed consumers to take advantage of low interest credit card, mortgage, and auto loan payments. Three years later, by…

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