Budgeting

No matter how much you bring home, budgeting is an essential task to ensure your money is going to the right places and is being optimized. A budget will look different for everyone, as income and expenses vary greatly from person to person. Whether you’re looking to save, invest, or simply make ends meet, RateRush.com has all of the secrets to budgeting effectively without sacrificing all the joys in life.

  • Photo of Seven Key Retirement-Planning Steps Everyone Should Take

    Seven Key Retirement-Planning Steps Everyone Should Take

    Retirement is a landmark in every worker’s life. It reflects an end to a career or phase and marks the beginning of another life chapter. This transition involves a shift in lifestyle, career, habit, activity, drive, and passion. After working off your energy over some years in any profession and retirement looms, it will be a catastrophic or unpleasant end…

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  • Photo of How to Avoid Bankruptcy

    How to Avoid Bankruptcy

    Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…

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  • Photo of Should You File Jointly or Separately?

    Should You File Jointly or Separately?

    Most married couples file their taxes jointly. This approach enables them to combine their income and utilize larger deductions or tax credits. For instance, the married filing separately child tax credit is much more limited in comparison to a joint return. Above all else, when you decide whether to file jointly or separately, it is important to keep in mind…

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  • Photo of 8 Unexpected Costs of Driving

    8 Unexpected Costs of Driving

    So you’ve saved up your money for months or even years, and you finally have enough for a substantial down payment on a new car. You’re also preparing to save for upcoming expenses such as car repairs and regular maintenance like oil changes and car washes. But have you budgeted enough money to account for all the costs of driving?…

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  • Photo of How to Control Car Expenses with a Sinking Fund

    How to Control Car Expenses with a Sinking Fund

    Owning a car is a lot like owning a house. It’s incredibly exciting when you sign on the dotted line and have a brand-new vehicle to drive every day. But hidden expenses abound with even the newest and best-made cars. And when you have an unexpected expense, you likely may not have an emergency fund large enough to cover the…

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  • Photo of Tips to Begin Effective Family Financial Planning

    Tips to Begin Effective Family Financial Planning

    Every family needs a plan for their finances. This may not be possible without some sort of family financial planning.  It is possible for a family to rely on individual ideas while handling financial goals. However, a unified thought process and collective decision making are essential for good success as a unit. Like 75% of Americans who handle their own…

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  • Photo of The Role of Communication in Improving Your Family Finances

    The Role of Communication in Improving Your Family Finances

    Money is as essential to modern living as shelter or most other necessities. Family, of course, is what many of us live for. When these two vital parts of our lives come together, they help to improve family finances and relationships. Why is this, though? 22% of failed marriages in the US are as a result of financial disagreements. This…

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  • Photo of Best Apps for Managing Personal Finances for Millennials

    Best Apps for Managing Personal Finances for Millennials

    Millennials get a pretty bad rap when it comes to managing personal finances. After all, avocado toast ain’t cheap, and those Starbucks frappuccinos really do add up, apparently. But to be fair, most millennials are more budget conscious than they get credit for. That’s mainly because they can’t really afford not to be with things like student debt, credit cards,…

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  • Photo of Discounts, Discounts, Everywhere!

    Discounts, Discounts, Everywhere!

    You won’t want to skip over the discounts that might be right under your nose - especially on everyday spending.

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  • Photo of Jobs Are Going Remote, and It’s Great News for Everyone

    Jobs Are Going Remote, and It’s Great News for Everyone

    Some states are offering big bucks to remote workers willing to make the move.

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